Eric McAllister Writes On CGL Endorsements and Exclusions Impacting Defective Workmanship

July 2015

The vast majority of construction projects are insured through commercial general liability (CGL) policies obtained and maintained by general contractors and their subcontractors. As a means of exercising control over the coverage, many developers include provisions in their prime contracts requiring contractors to maintain the same level of coverage for a period of 10 years after completion—coinciding with California’s statute of limitations for latent construction defects. 

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